To apply for an urgent online credit, few requirements must be met:

  • Be of age
  • Have a bank account and address in Spain
  • Submit the DNI / NIE
  • Have a mobile phone
  • Indicate how much money is earned each month, some private equity companies do not apply for a payroll, but it is necessary to have some type of monthly income

If you are included in a list of defaulters, do not despair, at present, many private credit companies accept clients who are on these lists. However, there are conditions for this. The majority will not accept clients whose debt has been contracted with a bank and many of them have a limit amount on the debt that can be between 1,000 and 2,000 euros.

When making the request, the prospective client will be asked to give their consent to access their online bank or to consult their private financial data. This is done to check the average income that the person has, the debts that could have and the ability to meet the payment of the amount borrowed in the agreed time.

Fast online credits are easy to request and comfortable, for that reason you should keep in mind that this credit must be returned, it is not money that is received easily and it is already. In this way, applying for a loan is buying money and we must be sure that we can deal with that purchase, otherwise the future problems may be worse than those present. In general, private equity companies do not lend money to people who have not been able to return a loan to another entity.

Loans for young people between 18 and 21 years old

Many private equity companies consider 21 years of age to be of legal age and do not grant loans to people who, even if they are legally of legal age, have not reached this age. But there are others that do and are a great relief for students who need money, for entrepreneurs or for any young person. However, in the same way as adults, you should go to fast credits with responsibility and not to live on them. It is necessary to return that money, so it will be necessary to consider if it really is an economic emergency that can not be resolved in any other way.

It must also be borne in mind that, in the case of not being able to return the money on the established date, it is possible to request extensions. You pay a little more but you do not get a debt and you can ask for a loan once the previous one is settled.

The requirements to apply for a fast online credit between 18 and 21 years are the same as for older people:

  • Reside in Spain
  • Submit the DNI / NIE
  • Have a mobile phone
  • Have a bank account
  • Show that you have stable monthly income of any nature to be able to cope with the debt. The amount of money borrowed will depend on the income that is counted